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Baccarat

EZ Baccarat Casinos

No-commission baccarat with a push on Banker 3-card 7. Dragon 7 pays 40:1 and Panda 8 pays 25:1.

58 US venues offer ez baccarat.

House Edge
1.02% Banker, 1.24% Player
RTP
98.76% to 98.98%
Typical Min Bet
$10 to $25
Pace
Moderate
Category
Baccarat
Beginner-friendly

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Casino Directory

Where to play EZ Baccarat in the US

Showing 12 of 58 venues

EZ Baccarat is a no-commission version of baccarat that removes the 5 percent fee on winning Banker bets. To compensate, the Banker hand pushes when it wins with a three-card 7. A commission-free Banker bet with the push-7 rule carries a house edge of roughly 1.02 percent, making it even slightly better than the standard Banker bet at 1.06 percent. The game also features two signature side bets: Dragon 7 (Banker wins with a three-card 7, pays 40:1) and Panda 8 (Player wins with a three-card 8, pays 25:1). You'll find live tables at most major properties. See our full US casino directory for venue contact details and hours.

EZ Baccarat solves the biggest annoyance of standard baccarat: the 5 percent commission on Banker wins. Instead of tracking commission on a box and paying up later, you get paid immediately on every winning Banker bet. The push on Banker 3-card 7 is rare enough that most players barely notice it, but it keeps the house edge in line with standard baccarat. The Dragon 7 and Panda 8 side bets add extra action and can turn a push into a winner. Compare this to standard baccarat, which requires commission tracking and offers no push mechanic.

How to play EZ Baccarat

  1. Place a bet on Player, Banker, or Tie. You may also place optional Dragon 7 or Panda 8 side bets.

  2. The dealer deals two cards each to Player and Banker. Tens and face cards count as zero, ace as one, only the last digit counts.

  3. Standard third-card rules apply. If either side has a natural 8 or 9, the hand ends.

  4. If Banker wins with a three-card total of 7, it is a push. All Banker bets are returned.

  5. The Dragon 7 side bet pays 40:1 if Banker wins with a three-card 7. The Panda 8 pays 25:1 if Player wins with a three-card 8.

  6. All other settlements are standard: Banker pays even money, Player pays even money, Tie pays 8:1.

EZ Baccarat Rules and Payouts

EZ Baccarat uses a standard 8-deck shoe and follows standard baccarat third-card rules. The only rule change is the Banker push on a three-card 7. When Banker wins and the winning hand contains three cards totaling 7, all Banker bets push. Player bets are unaffected. The push occurs about 2 percent of all Banker wins, which is the frequency needed to offset the removal of the 5 percent commission.

The Dragon 7 side bet pays 40:1 when Banker wins with a three-card 7. The Panda 8 side bet pays 25:1 when Player wins with a three-card 8. Both side bets resolve immediately after the hand. The house edge on Dragon 7 is roughly 7 to 10 percent depending on the paytable. The Panda 8 edge is roughly 10 to 12 percent. The Tie bet remains available at 8:1 with its roughly 14 percent edge.

  • Is EZ Baccarat better than standard baccarat?

    EZ Baccarat offers a slightly lower house edge on Banker (1.02 percent vs 1.06 percent after commission) and eliminates commission tracking. The push on Banker 3-card 7 is the trade-off. For most players, EZ Baccarat is the better choice.

Editorial Strategy

Strategy & etiquette for EZ Baccarat

  • Bet Banker by default. The push-7 rule is rare enough that the 1.02 percent edge is the best bet in the game.

  • Player is still a solid alternative at 1.24 percent. Avoid Tie at roughly 14 percent edge.

  • The Dragon 7 side bet has a house edge of roughly 7 to 10 percent. Treat it as entertainment.

  • The Panda 8 side bet has a house edge of roughly 10 to 12 percent. Lower value than Dragon 7.

  • No commission tracking means faster play and simpler math. You keep every dollar you win.

  • Scorecards are entertainment. Each hand is independent.

Where to play in the US

Top land-based casinos to play EZ Baccarat

Editorial picks for visitors who want a real-floor EZ Baccarat session. Ranked by directory depth (table counts, amenities, and floor quality). Tap any card for the full property review.

  1. #1Card rooms
    Editor's pick
    Commerce Casino — commerce

    Commerce Casino

    Commerce, California

    83 tables · 160 poker tables · 24/7

    Selection100
    Value65
    Experience100

    Games available

    • 21st Century Baccarat
    • 21st Century Blackjack
    • 3 Card Poker

    Property

    • Open 24 7
    • Restaurant
    • Self Parking
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  2. #2Card rooms
    Hawaiian Gardens Casino — hawaiian gardens

    Hawaiian Gardens Casino

    Hawaiian Gardens, California

    115 tables · 110 poker tables · 24/7

    Selection57
    Value69
    Experience100

    Games available

    • 3 Card Poker
    • Blackjack
    • Ez Baccarat

    Property

    • Open 24 7
    • Restaurant
    • Self Parking
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  3. #3Casinos
    Pechanga Resort and Casino — temecula

    Pechanga Resort and Casino

    Temecula, California

    4,000 slots · 154 tables · 54 poker tables · 24/7

    Selection100
    Value59
    Experience100

    Games available

    • 3 Card Poker
    • Bingo
    • Blackjack

    Property

    • Golf
    • Open 24 7
    • Restaurant
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Rankings reflect directory data depth (floor counts, game variety, amenity tags) re-verified quarterly. They are not a substitute for current operating status; confirm hours and game spread directly with each casino before visiting.

EZ Baccarat Strategy

The optimal betting strategy is the same as standard baccarat: bet Banker most of the time. The push-7 rule pushes roughly 2 percent of Banker wins, but the edge on Banker is still 1.02 percent, which is slightly better than standard baccarat's 1.06 percent after commission. The Dragon 7 side bet is mathematically better than the Panda 8 side bet due to its lower house edge, but both should be treated as entertainment.

EZ Baccarat is an excellent choice for players who dislike commission tracking. The game is faster, the math is simpler, and the side bets add variety. Compared to standard baccarat, EZ Baccarat offers a marginally better house edge on Banker with no commission tracking. The only downside is the occasional push on a winning Banker 7, which can be frustrating when it happens.

Common EZ Baccarat variants

Where to Play EZ Baccarat

EZ Baccarat is a common baccarat variant at US casinos, particularly in Las Vegas and Asian gaming markets. It is typically placed in the baccarat pit alongside standard baccarat tables.

Before you sit, check the Dragon 7 and Panda 8 paytables. Some casinos offer variations on the standard payouts. Browse our US casino directory to find venues near you.

  • What is the Dragon 7 side bet?

    The Dragon 7 pays 40:1 when Banker wins with a three-card total of 7. It has a house edge of roughly 7 to 10 percent. It is the better of the two signature side bets in EZ Baccarat.

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